Norway's financial system
The role of the financial system is to channel funds, execute payments and reallocate risk in an efficient manner. Norges Bank is responsible for contributing to ensure that the financial system is resilient to shocks so that it is capable of carrying out its tasks effectively.
The publication Norway's financial system provides a general overview of the financial system in Norway, its tasks and how these tasks are carried out.
Financial undertakings function as intermediaries between economic agents and play important roles in the financial system. They enable businesses and private individuals to borrow money and invest savings. In addition, they execute payments and assess, redistribute and price risk.
Financial markets are markets in which financial instruments are issued and traded. In these markets, savers can bypass financial undertakings and lend directly to borrowers. The main financial instruments are debt instruments, equity, foreign exchange and derivatives.
Financial infrastructure is defined as the systems where financial transactions between economic agents are performed. This includes all types of transaction, from everyday card payments in shops to trades in the securities and foreign exchange markets. An efficient financial infrastructure is an essential part of a modern economy.