Higher household credit demand
- Survey of Bank Lending
Banks report higher household credit demand in 2014 Q2. Overall credit standards for both households and enterprises were approximately unchanged in Q2. Margins on lending to both households and enterprises fell.
Banks expect lower margins on lending to both households and enterprises in Q3.
In its work on monitoring financial stability in Norway, Norges Bank uses extensive statistics on developments in credit and financial markets. In order to expand the information base, Norges Bank conducts a quarterly survey of bank lending. The survey provides information on changes in the demand for and supply of credit and on changes in banks’ loan terms and conditions. Objective of the Bank Lending Survey