Somewhat higher corporate lending margins
- Survey of Bank Lending
Banks report that credit demand from households and non-financial enterprises was slightly
lower in 2016 Q1.
Margins on lending to households continued to fall in Q1 and are expected to fall further in
2016 Q2. Corporate lending margins rose in Q1 and are expected to rise further in Q2.
Credit standards are approximately unchanged.
In its work on monitoring financial stability in Norway, Norges Bank uses extensive statistics on developments in credit and financial markets. In order to expand the information base, Norges Bank conducts a quarterly survey of bank lending. The survey provides information on changes in the demand for and supply of credit and on changes in banks’ loan terms and conditions. Objective of the Bank Lending Survey