Easing of credit standards for enterprises
- Survey of Bank Lending
Bank credit standards for enterprises were eased further in 2009 Q4. Credit standards for households remained virtually unchanged. Banks expect credit standards to remain unchanged for both enterprises and households in 2010 Q1. Banks reported a rise in credit demand from households and enterprises in 2009 Q4. Banks expect a further increase in credit demand from enterprises and households ahead.
In its work on monitoring financial stability in Norway, Norges Bank uses extensive statistics on developments in credit and financial markets. In order to expand the information base, Norges Bank conducts a quarterly survey of bank lending. The survey provides information on changes in the demand for and supply of credit and on changes in banks’ loan terms and conditions. Objective of the Bank Lending Survey