Some easing of credit standards for enterprises
- Survey of Bank Lending
Banks eased credit standards for enterprises somewhat, while credit standards for households remained virtually unchanged in 2009 Q3. In Q4 banks expect a further easing of credit standards for enterprises and approximately unchanged credit standards for households.
Banks reported a rise in credit demand from both households and enterprises in Q3. Corporate credit
demand is expected to increase further in Q4. Banks expect household credit demand to remain approximately unchanged ahead.
In its work on monitoring financial stability in Norway, Norges Bank uses extensive statistics on developments in credit and financial markets. In order to expand the information base, Norges Bank conducts a quarterly survey of bank lending. The survey provides information on changes in the demand for and supply of credit and on changes in banks’ loan terms and conditions. Objective of the Bank Lending Survey