Norges Bank

Banks continued to tighten credit standards for corporate loans, while credit standards for household loans were approximately unchanged from 2008 Q4 to 2009 Q1. Banks expect credit standards for enterprises to tighten further in 2009 Q2 and to remain approximately unchanged for households. Banks report that household and corporate demand for loans fell from 2008 Q4 to 2009 Q1. Corporate demand for loans is expected to fall further in Q2. Banks expect household demand for loans to pick up ahead.

In its work on monitoring financial stability in Norway, Norges Bank uses extensive statistics on developments in credit and financial markets. In order to expand the information base, Norges Bank conducts a quarterly survey of bank lending. The survey provides information on changes in the demand for and supply of credit and on changes in banks’ loan terms and conditions. Objective of the Bank Lending Survey

Questionnaire - Lending to households (xls)
Questionnaire - Lending to non-financial corporations (xls)

Published 28 April 2009 10:00
Published 28 April 2009 10:00