Norges Bank

Survey of Bank Lending

Tightening of credit standards

Series:
Survey of Bank Lending
Number:
4/2008

Banks report that demand for household and corporate loans has fallen in the past two quarters and is expected to fall further in 2009 Q1. Banks continued to tighten credit standards for corporate and household loans in 2008 Q4. In 2009 Q1, banks expect credit standards for enterprises to tighten further and to remain approximately unchanged for households.

In its work on monitoring financial stability in Norway, Norges Bank uses extensive statistics on developments in credit and financial markets. In order to expand the information base, Norges Bank conducts a quarterly survey of bank lending. The survey provides information on changes in the demand for and supply of credit and on changes in banks’ loan terms and conditions. Objective of the Bank Lending Survey

Questionnaire - Lending to households (xls)
Questionnaire - Lending to non-financial corporations (xls)

Published 27 January 2009 10:00
Published 27 January 2009 10:00