Norges Bank

Banks continued to tighten credit standards for household and corporate loans in 2008 Q3. Substantial changes were made in particular in credit standards for household loans. Tightening for loans to the commercial real estate sector was considerable. Banks expect a further tightening of credit standards for household and corporate loans in 2008 Q4.

In its work on monitoring financial stability in Norway, Norges Bank uses extensive statistics on developments in credit and financial markets. In order to expand the information base, Norges Bank conducts a quarterly survey of bank lending. The survey provides information on changes in the demand for and supply of credit and on changes in banks’ loan terms and conditions. Objective of the Bank Lending Survey

Questionnaire - Lending to households (xls)
Questionnaire - Lending to non-financial corporations (xls)

Published 28 October 2008 10:00
Published 28 October 2008 10:00