Financial Stability Report 2026 H2
Financial stability assessment
Norges Bank’s Monetary Policy and Financial Stability Committee considers the Norwegian financial system to be resilient. Most households and firms have solid debt-servicing capacity, and debt-to-income (DTI) ratios have declined broadly across households.
The report – in a nutshell
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Increased risk of serious events that could weaken financial stability
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Most households have the financial capacity to cope with new economic shocks
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Capital requirements are bolstering resilience
Stable corporate developments, but challenges in real estate sector remains
Section 3
Read section 3Special features
Attachment
See also
Staff memo 7/2026
In its bi-annual Financial Stability Report, Norges Bank assesses the financial stability outlook. The Report discusses cyclical and structural developments in financial markets, the Norwegian economy, banks and other financial institutions. Assessments of the countercyclical capital buffer and other recommendations for measures to safeguard financial stability are made on the basis of vulnerabilities, risks and resilience in the financial system. See all Financial stability reports
ISSN 1503-8858 (online).
- Series:
- Financial Stability Report
- Number:
- 2/2026
- Published:
- 11 November 2026 08:30