Unchanged household and corporate credit demand
- Survey of Bank Lending
Credit demand from households and non-financial enterprises was approximately unchanged in 2017 Q4. Credit standards for households and enterprises were also unchanged, but banks have increased equity capital requirements for enterprises somewhat. Banks expect small or no changes in demand, credit standards, loan conditions, lending rates or lending margins in 2018 Q1.
In its work on monitoring financial stability in Norway, Norges Bank uses extensive statistics on developments in credit and financial markets. In order to expand the information base, Norges Bank conducts a quarterly survey of bank lending. The survey provides information on changes in the demand for and supply of credit and on changes in banks’ loan terms and conditions. Objective of the Bank Lending Survey