Somewhat higher lending margins
- Survey of Bank Lending
Credit demand from households rose slightly in 2017 Q2, while credit demand from non-financial enterprises was unchanged. Banks reported minor tightening of credit standards for households in Q2, but no changes in credit standards for enterprises as a whole. Lending margins increased somewhat on loans to households and slightly on loans to enterprises in Q2.
In its work on monitoring financial stability in Norway, Norges Bank uses extensive statistics on developments in credit and financial markets. In order to expand the information base, Norges Bank conducts a quarterly survey of bank lending. The survey provides information on changes in the demand for and supply of credit and on changes in banks’ loan terms and conditions. Objective of the Bank Lending Survey