Higher household and corporate credit demand
- Survey of Bank Lending
Banks reported approximately unchanged credit standards for households and enterprises in 2010 Q4. Banks also expect unchanged credit standards for households and enterprises in 2011 Q1. Both household and corporate credit demand increased in 2010 Q4. Banks expect unchanged household credit demand and higher corporate credit demand in the period ahead.
In its work on monitoring financial stability in Norway, Norges Bank uses extensive statistics on developments in credit and financial markets. In order to expand the information base, Norges Bank conducts a quarterly survey of bank lending. The survey provides information on changes in the demand for and supply of credit and on changes in banks’ loan terms and conditions. Objective of the Bank Lending Survey