Somewhat tighter credit standards for households
- Survey of Bank Lending
Banks reported slightly lower household credit demand in 2015 Q3. Corporate credit demand was approximately unchanged.
Banks reported somewhat tighter credit standards for households in Q3. Credit standards for
enterprises were reported to be broadly unchanged.
Margins on lending to households have fallen further.
In its work on monitoring financial stability in Norway, Norges Bank uses extensive statistics on developments in credit and financial markets. In order to expand the information base, Norges Bank conducts a quarterly survey of bank lending. The survey provides information on changes in the demand for and supply of credit and on changes in banks’ loan terms and conditions. Objective of the Bank Lending Survey