Somewhat higher margins on loans to enterprises
- Survey of Bank Lending
Banks report higher household credit demand and slightly lower credit demand from the corporate sector in Q2.
Margins on loans to households fell somewhat in Q2 and are expected to fall further in Q3. Margins on loans to enterprises edged up in Q2 and are expected to rise further in Q3.
In its work on monitoring financial stability in Norway, Norges Bank uses extensive statistics on developments in credit and financial markets. In order to expand the information base, Norges Bank conducts a quarterly survey of bank lending. The survey provides information on changes in the demand for and supply of credit and on changes in banks’ loan terms and conditions. Objective of the Bank Lending Survey