Increased lending margins on household loans
- Survey of Bank Lending
Banks report that lending margins on household loans increased in 2013 Q2. Credit demand from both households and enterprises is reported to have increased somewhat. Overall credit standards for households and enterprises were little changed in Q2 and banks are not expecting substantial changes in Q3.
In its work on monitoring financial stability in Norway, Norges Bank uses extensive statistics on developments in credit and financial markets. In order to expand the information base, Norges Bank conducts a quarterly survey of bank lending. The survey provides information on changes in the demand for and supply of credit and on changes in banks’ loan terms and conditions. Objective of the Bank Lending Survey