Lower margins on lending
- Survey of Bank Lending
Banks report increased household credit demand in 2015 Q1. Corporate credit demand was unchanged in Q1. No substantial changes in credit demand are expected in Q2.
Banks report lower margins on lending to both households and enterprises in Q1. Margins on lending to households are expected to fall further in Q2.
In its work on monitoring financial stability in Norway, Norges Bank uses extensive statistics on developments in credit and financial markets. In order to expand the information base, Norges Bank conducts a quarterly survey of bank lending. The survey provides information on changes in the demand for and supply of credit and on changes in banks’ loan terms and conditions. Objective of the Bank Lending Survey