Higher household credit demand
- Survey of Bank Lending
Banks reported approximately unchanged credit standards for households and enterprises in 2011 Q1. Banks also expect unchanged credit standards for households and enterprises in 2011 Q2. Household credit demand increased somewhat in 2011 Q1 and there was a marginal increase in corporate credit demand. Banks expect approximately unchanged household credit demand and somewhat higher corporate credit demand in the period ahead.
In its work on monitoring financial stability in Norway, Norges Bank uses extensive statistics on developments in credit and financial markets. In order to expand the information base, Norges Bank conducts a quarterly survey of bank lending. The survey provides information on changes in the demand for and supply of credit and on changes in banks’ loan terms and conditions. Objective of the Bank Lending Survey