Norges Bank

Financial infrastructure 2026

Report

Executive Board’s assessment

Norway has an efficient and secure payment system. At the same time, geopolitical tension and technological advances contribute to a more demanding threat landscape. Mitigating vulnerabilities and ensuring sufficient resilience going forward will require systematic work and a long-term perspective.

Read the assessment

Key figures

  • 359 billion
    NOK 359 billion daily turnover in Norges Bank’s settlement system

  • 9.6 million
    Daily number of transactions in the Norwegian Interbank Clearing System (NICS)

  • 37%
    Share of point-of-sale payments made with a mobile phone

An efficient payment system

Section 1

The Norwegian financial infrastructure is efficient, with stable operations and few disruptions. Payments can be made swiftly at low economic cost and in ways that are adapted to users’ needs. International harmonisation, adaptation to amended standards and technological developments are important drivers of further development.

Read section 1

A secure payment system

Section 2

Norway has a secure payment system, but an escalating threat landscape increases the risk of serious incidents. Strengthening security and contingency arrangements in the payment system must therefore remain a priority.

Read section 2

The report is published as part of the work to promote a robust and efficient financial infrastructure. Formerly Annual Report on Payment Systems.

See also Historical payment statistics

Series:
Financial Infrastructure Report
Number:
2026
Published:
10 June 2026 09:00