Norges Bank

Financial infrastructure 2025

Rapport

Executive Board’s assessment

Norway has an efficient and secure payment system. At the same time, the threat landscape has worsened over time, and scenarios must be considered where even well-protected systems could become unavailable. If Norway’s financial infrastructure is to remain efficient and secure, it must be developed further.  

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Key figures

  • 350 billion
    NOK 350 billion in daily turnover in Norges Bank’s settlement system

  • 9.7 million
    Daily number of transactions in the Norwegian Interbank Clearing System (NICS)

  • 30%
    Share of peer-to-peer payments made on a mobile phone

An efficient payment system

Section 1

The Norwegian financial infrastructure is efficient and stable. Payments can be made swiftly and safely at low economic cost. Recently, important milestones have been reached in the further development of the infrastructure.  

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A secure payment system

Section 2

The financial infrastructure is robust and meets strict security, testing and continuity solution requirements. Nevertheless, there will always be vulnerabilities, and over time the threat landscape has become more aggressive. Contingency arrangements must therefore be further strengthened.  

Read section 2
Series:
Financial Infrastructure Report
Number:
2025
Published:
4 June 2025 10:00