Norges Bank

Circular 5/2025

Prices and fees – Norges Bank's settlement system for 2026

Banks and other financial sector undertakings pay for account management and participation in payment settlements in Norges Bank's settlement system (NBO) in accordance with Terms and conditions for account management at Norges Bank. The prices are set to cover two-thirds of the costs of implementing, developing and operating the settlement system.

The prices for NBO in 2026 will be increased by approximately 10 percent compared with 2025. The increase mainly reflects general price and wage inflation and increased licence costs. In addition, owing to bank mergers, the total costs must be shared by a fewer account holders.

The fees for payment orders sent incorrectly to Norges Bank and deactivation of NBO Online users will be removed from 2026 as the need to regulate this no longer applies. There are no other fee changes effective from 2026.

Fixed prices per month are payable monthly and will be automatically debited from each participant’s account in Norges Bank on the second settlement day of the following month. Other prices and fees will be invoiced or debited separately.

Norges Bank's settlement system - Prices for 2026

ACCOUNT MANAGEMENT/SETTLEMENT

PRICE

Fixed prices

Price per month

Banks in Group A1*

778 000

Banks in Group A2*

290 000

Banks in Group B**

36 000

Central counterparties, central banks and CLS Bank

36 000

Additional fee for direct participation in the cash leg of securities settlement

217 000

 

Price per year

Contingency account ***

14 000

Entry prices

Single payment

Banks

60 000

* Group A

Banks with an ordinary account in active use for one or more of the following settlement functions: Direct participation in settlement of Norwegian Interbank Clearing System (NICS) clearings, direct participation in the international multi-currency settlement system Continuous Linked Settlement (CLS) or agreement to use Scandinavian Cash Pool (SCP). Banks in Group A are divided into the following two subgroups: Banks that participate directly in CLS and/or have an agreement to use SCP (subgroup A1) and other banks in Group A (subgroup A2).

** Group B

Banks with an ordinary account in NBO that are not in Group A.

*** Contingency account

Banks that do not have an ordinary account in Norges Bank may apply for a contingency account. A contingency account cannot be used for the settlement of payment orders until it has been activated by Norges Bank.

Fees in 2026 for breach etc of the Terms and conditions of account management at Norges Bank

Breach

FEE

Failure to repay a loan under the SCP scheme by the deadline set out in NBO's operating schedule

NOK 25 000
per occurrence

Failure to return deposits used as collateral in Norges Bank under the SCP scheme by the deadline set out in the operating schedule for NBO

NOK 50 000
per occurrence

Pledge of collateral that does not have a loan value in Norges Bank at maturity or upon redemption

NOK 10 000
per occurrence

Loans from Norges Bank in excess of the bank’s credit limit by the end of the settlement day

D-loan rate plus 10 percentage points

Published 31 October 2025 10:00