Unchanged credit standards for households and enterprises
- Survey of Bank Lending
Banks reported approximately unchanged credit standards for households and enterprises in 2010 Q3. Banks also expect unchanged credit demand for households and enterprises in 2010 Q4. There was a moderate fall in household credit demand, while enterprise credit demand increased marginally in 2010 Q3. In the period ahead banks expect unchanged household credit demand and somewhat higher corporate credit demand.
In its work on monitoring financial stability in Norway, Norges Bank uses extensive statistics on developments in credit and financial markets. In order to expand the information base, Norges Bank conducts a quarterly survey of bank lending. The survey provides information on changes in the demand for and supply of credit and on changes in banks’ loan terms and conditions. Objective of the Bank Lending Survey