Norges Bank

Staff Memo

Costs in the Norwegian payment system 2007 – a brief overview of the surveys and results

Forfatter:
by Olaf Gresvik and Harald Haare
Serie:
Staff Memo
Nummer:
9/2008

The analysis covers social costs associated with payment cards, giros and cash. The bulk of retail payments in Norway are settled by means of these instruments. The social costs of using and producing these payment services are estimated to be NOK 10.97 billion in 2007, equivalent to 0.48 % of GDP1. The costs estimated cover activities by banks, subcontractors, the central bank, households and merchants (point of sale).

Staff Memo inneholder utredninger og dokumentasjon skrevet av Norges Banks ansatte og andre forfattere tilknyttet Norges Bank. Synspunkter og konklusjoner i arbeidene er ikke nødvendigvis representative for Norges Bank.

ISSN 1504-2596 (online)

Publisert 14. november 2008 09:00
Publisert 14. november 2008 09:00