Norges Bank’s Survey of Bank Lending 2012 Q2
Banks reported somewhat tighter credit standards for enterprises in 2012 Q2. For households, credit standards were tightened for first-home mortgages, while overall credit standards remained broadly unchanged. Banks expect further tightening for enterprises and broadly unchanged credit standards for households in 2012 Q3. Both household and corporate credit demand increased slightly in 2012 Q2. Banks expect household and corporate credit demand to remain unchanged ahead.