In its work on monitoring financial stability in Norway, Norges Bank uses extensive statistics on developments in credit and financial markets. In order to expand the information base, Norges Bank conducts a quarterly survey of bank lending. The survey provides information on changes in the demand for and supply of credit and on changes in banks’ loan terms and conditions.
Objective of the Bank Lending Survey
Questionnaire - Lending to households (29 kB) Questionnaire - Lending to non-financial corporations (32 kB)
Norges Bank's Survey of Bank Lending 2013 Q1Banks report that household credit demand decreased in 2013 Q1, particularly demand for first-home mortgages. Corporate credit demand is reported to have increased, and banks expect demand to increase further in Q2. Credit standards for households are virtually unchanged, while banks have eased credit standards for enterprises. Overall credit standards are expected to remain approximately unchanged in Q2. Banks report that lending margins continue to rise.
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